We believe you should know exactly how lumiraphos.pro collects and uses data when you visit our site. This page explains the tracking technologies we use — often called "cookies" — and gives you straightforward control over your preferences.
Think of cookies as small notes our website leaves on your device. They help us remember your settings, understand what content works, and improve your experience over time. But we get it — you might not want all of that. So here's what you need to know.
What Actually Happens When You Visit
When you land on lumiraphos.pro, several types of tracking technologies might activate. Some are essential to make the site work properly. Others help us see which articles get read most or which pages confuse people. A few connect to advertising partners who help us reach new learners.
We're not trying to track everything you do online — just enough to make our financial education platform better and keep it running smoothly. Here's the breakdown.
Essential Cookies
These keep the site functional. Without them, you can't log into your account, access learning modules, or maintain your progress through courses. They remember your session and prevent security issues. You can't disable these — they're necessary for lumiraphos.pro to work.
Functional Cookies
These remember your preferences like language selection, font size adjustments, or whether you prefer light or dark mode. They make your visits more comfortable by storing choices you've already made. Not essential, but they definitely make things smoother.
Analytics Cookies
We use these to understand which content helps people most. They tell us if an article about budgeting gets read through or if visitors bounce away quickly. This helps us write better material. They collect data in aggregate — we see patterns, not individual behavior.
Marketing Cookies
These come from advertising partners and help us show relevant promotions to potential learners across the web. If you've looked at our investment courses, you might see related ads elsewhere. They track across sites, which is why many people prefer to block them.
Worth noting: Some cookies expire when you close your browser. Others stick around for months or even years. We use a mix depending on what makes sense for each function.
Take Control Right Now
You can reject all non-essential tracking with one click. This removes analytics, marketing, and functional cookies while keeping the site operational.
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About Essential Cookies
Essential cookies keep the site secure and functional. They include session management, authentication tokens, and security features. These cannot be disabled because lumiraphos.pro wouldn't work properly without them. They don't track your browsing across other sites.
Managing Through Your Browser
Every browser gives you tools to control cookies directly. This works across all websites, not just ours. Settings vary slightly by browser, but the concept is the same everywhere.
Chrome
Navigate to Settings → Privacy and security → Cookies and other site data. You can block all cookies, block third-party cookies only, or clear cookies after each session. Chrome also lets you view and delete individual cookies.
Firefox
Go to Settings → Privacy & Security → Cookies and Site Data. Firefox offers "Enhanced Tracking Protection" which blocks many tracking cookies by default. You can choose Standard, Strict, or Custom protection levels.
Safari
Open Preferences → Privacy. Safari blocks cross-site tracking by default. You can also choose to block all cookies, though this breaks many websites. Safari shows which sites have stored data and lets you remove it selectively.
Edge
Head to Settings → Cookies and site permissions → Manage and delete cookies. Edge inherited Chrome's interface, so settings are similar. It offers tracking prevention at three levels: Basic, Balanced, and Strict.
Blocking all cookies might cause issues on some sites. Many require cookies to keep you logged in or remember your shopping cart. But blocking third-party cookies rarely causes problems and significantly reduces tracking.
The Cookies We Actually Use
Here's a straightforward list of what gets stored when you use lumiraphos.pro. We've kept this simple — just the cookie name, what it does, and how long it lasts.
| Cookie Name | Purpose | Duration |
|---|---|---|
| domain_session | Maintains your login session and keeps you authenticated | Session only |
| course_progress | Remembers where you left off in learning modules | 90 days |
| site_preferences | Stores your display settings and preferences | 1 year |
| analytics_id | Anonymous identifier for usage analytics | 2 years |
| _ga | Google Analytics tracking (third-party) | 2 years |
| ad_partner_uid | Marketing identifier for ad campaigns (third-party) | 1 year |
What gets tracked through analytics:
- Which pages get visited and how long people stay
- What content gets completed versus abandoned
- Common navigation paths through the site
- Device types and browsers being used
- Geographic location at city level
How Long We Keep This Data
Different tracking data has different lifespans. Session cookies disappear when you close your browser — usually within minutes. Preference cookies might last a year so you don't have to reset your choices constantly. Analytics data typically stays active for two years, then gets archived or deleted.
Marketing cookies from third parties follow their own retention schedules. Most expire after 12 months. When you reject cookies using the button above, we set a preference cookie (ironically) that tells our site not to load those trackers next time you visit.
Data Deletion Requests
If you want us to remove all tracking data associated with your visits, contact us directly. We'll clear everything except essential security logs. This process usually takes about three business days to complete across all our systems.
Updates to This Policy
We update this page when we add new tracking technologies or change how existing ones work. The "Last Updated" date at the top shows when the most recent changes happened. Significant changes might trigger an email notification if you're a registered user.
We don't update this constantly — maybe twice a year unless something major changes in how we operate or what regulations require. If you check back occasionally, you'll stay informed about any adjustments.
Questions About How We Track Data?
We're happy to explain anything that seems unclear. Reach out to our team and we'll walk you through it.
Email: info@lumiraphos.pro
Phone: +61 3 6229 5113
Address: Wilsons Rd, Geelong VIC 3219, Australia